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    nvestments will be a drag on the overall return of your portfolio.

    It is not uncommon for financial planners to suggest that y

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    One of the most common forms of advice about investing is that you need to diversify. But the smart investor doesn’t just diversify: she diversifies into quality investments.

    The point is that you shouldn’t just randomly buy up a bunch of different kinds of investments and feel content. Diversifying for its own sake can actually hurt your overall investment returns. The problem with mere diversification is that it can make the average investor susceptible to buying up both good and bad investments. The bad investments will be a drag on the overall return of your portfolio.

    It is not uncommon for financial planners to suggest that yo

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    : she diversifies into quality investments.

    The point is that you shouldn’t just randomly buy up a bunch of different kinds of investments and feel content. Diversifying for its own sake can actually hurt your overall investment returns. The problem with mere diversification is that it can make the average investor susceptible to buying up both good and bad investments. The bad investments will be a drag on the overall return of your portfolio.

    It is not uncommon for financial planners to suggest that y

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    nds of investments and feel content. Diversifying for its own sake can actually hurt your overall investment returns. The problem with mere diversification is that it can make the average investor susceptible to buying up both good and bad investments. The bad investments will be a drag on the overall return of your portfolio.

    It is not uncommon for financial planners to suggest that y

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    with mere diversification is that it can make the average investor susceptible to buying up both good and bad investments. The bad investments will be a drag on the overall return of your portfolio.

    It is not uncommon for financial planners to suggest that y

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    nvestments will be a drag on the overall return of your portfolio.

    It is not uncommon for financial planners to suggest that you diversify across asset types like stocks, bonds and cash. This is actually a bad idea. It is an historical fact that stocks significantly outperform bonds and cash over most periods of time. If your money is earmarked for a time more than three years away, it should all be invested in the stock equities of strong companies.

    If you choose to diversify across bonds and cash, you will actually significantly dampen the overall return of your money. This is the kind of risk that financial advisers tend not to emphasi

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