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Write You - To Pay or Not To Pay Off Your Mortgages: Part II
Low Introductory Rate Credit Card Offers Not Always Destined for the Junk Pile
“Simply fill out these checks to pay off your loans, bills and other higher-rate credit card accounts. Or use them to improve your home, take a dream vacation, or ...”Peaks your interest, doesn’t it?Odds are you’ve received credit card offers that read much like this. (You might just find one in the mail today.) Lately it seems as if credit card companies are tripping over each other to give you the best rates on credit cards and balance transfer offers. What gives?The key word in these offers is “introductory.” Banks offer you a great rate for new purchases and/or balance transfers for a few months, then move that rate back up hoping you’ll l
s consulting with a trained and licensed professional. While I firmly believe that what I’m going to tell you is a great strategy for“Simply fill out these checks to pay off your loans, bills and other higher-rate credit card accounts. Or use them to improve your home, take a dream vacation, or ...”Peaks your interest, doesn’t it?Odds are you’ve received credit card offers that read much like this. (You might just find one in the mail today.) Lately it seems as if credit card companies are tripping over each other to give you the best rates on credit cards and balance transfer offers. What gives?The key word in these offers is “introductory.” Banks offer you a great rate for new purchases and/or balance transfers for a few months, then move that rate back up hoping you’ll l
What Happens When Greenspan Doesn't Say Anything?
Last Tuesday, the 27 of September, a big event took place in the market. This event was of such magnitude that the writers at Yahoo Finance decided they had to invent a reason for it. So this is the resulting headline:Dow Closes Up 13 After Greenspan RemarksWow! Okay. Since the Yahoo writers couldn't see the mostly invisible realm of mass psychology (unless of course they happened to look at a price chart) I guess they felt they had to pin it on something a bit more tangible. After all, to say that market movement springs entirely from internal psychological dynamics doesn't really make a good headline.The FM (Financial Media) usually save A.G.'
In Part I of this article, I mentioned that we’ve all been taught by our parents, grandparents and conventional wisdom that we should pay off our home mortgage in order to own our home free and clear so that the bank can never take our home from us. I explained why that thinking is outdated. In this article, I’m going to present some ideas on using mortgages as a tool to increase wealth.Last Tuesday, the 27 of September, a big event took place in the market. This event was of such magnitude that the writers at Yahoo Finance decided they had to invent a reason for it. So this is the resulting headline:Dow Closes Up 13 After Greenspan RemarksWow! Okay. Since the Yahoo writers couldn't see the mostly invisible realm of mass psychology (unless of course they happened to look at a price chart) I guess they felt they had to pin it on something a bit more tangible. After all, to say that market movement springs entirely from internal psychological dynamics doesn't really make a good headline.The FM (Financial Media) usually save A.G.'
I want to say up front that I’m not advising you to go out and do the things I’m talking about without first getting educated as well as consulting with a trained and licensed professional. While I firmly believe that what I’m going to tell you is a great strategy for
Website Valuation: Why Standard Pricing for Websites Will Develop
The market of buying and selling developed websites is becoming more and more liquid each day. By this I mean there are number of market participants and the variety of developed websites being bought and sold is finally coming around.Like any developing market, there is no established pricing mechanism. The common method is a "revenue multiple" something like "10 months earnings". This is simplistic, or elementary, and cannot last as the market develops. Websites are income-producing assets and should be treated as such. I've taken my various business/finance education and experience and combined it with my years of Internet experience to take a shot at a fundament
pay off our home mortgage in order to own our home free and clear so that the bank can never take our home from us. I explained why that thinking is outdated. In this article, I’m going to present some ideas on using mortgages as a tool to increase wealth.The market of buying and selling developed websites is becoming more and more liquid each day. By this I mean there are number of market participants and the variety of developed websites being bought and sold is finally coming around.Like any developing market, there is no established pricing mechanism. The common method is a "revenue multiple" something like "10 months earnings". This is simplistic, or elementary, and cannot last as the market develops. Websites are income-producing assets and should be treated as such. I've taken my various business/finance education and experience and combined it with my years of Internet experience to take a shot at a fundament
I want to say up front that I’m not advising you to go out and do the things I’m talking about without first getting educated as well as consulting with a trained and licensed professional. While I firmly believe that what I’m going to tell you is a great strategy for
7 Way To Make Sure Your Emails Get Through To Prospects
A mailing list is only a good marketing tool if your prospects are receiving your email messages. Your own email box is likely to be flooded on a daily basis with mortgage offers, work from home jobs, pornography and other spam messages- so you know just how hard it is to cut through the clutter and get your legitimate messages read by your prospects. The Wall Street Journal confirmed this email marketing problem in a recent article that explained that when email marketing first took hold, click through rates averaged 15%, while the current click through rate is a very low 1.8%.If you plan to cut through the email marketing clutter and reach your mailing li
that thinking is outdated. In this article, I’m going to present some ideas on using mortgages as a tool to increase wealth.A mailing list is only a good marketing tool if your prospects are receiving your email messages. Your own email box is likely to be flooded on a daily basis with mortgage offers, work from home jobs, pornography and other spam messages- so you know just how hard it is to cut through the clutter and get your legitimate messages read by your prospects. The Wall Street Journal confirmed this email marketing problem in a recent article that explained that when email marketing first took hold, click through rates averaged 15%, while the current click through rate is a very low 1.8%.If you plan to cut through the email marketing clutter and reach your mailing li
I want to say up front that I’m not advising you to go out and do the things I’m talking about without first getting educated as well as consulting with a trained and licensed professional. While I firmly believe that what I’m going to tell you is a great strategy for
A Structured Settlement Nightmare: Don't Let This Happen To You
Accidents happen. Medical malpractice, while difficult to accept, happens. These are just a couple of instances where forces beyond your control can turn your life upside down and change it forever. Unfortunately, it happens every day. Now, it may be that you can't control these occurrences, but there is a legal system in place that can help you lessen the burden of these events in the coming years. If you are the victim of someone else's negligence, get a qualified attorney and go to court. The result should be a "Structured Settlement" that will pay you on a defined schedule over the course of the agreement.This structured settlement comes in the form
want to say up front that I’m not advising you to go out and do the things I’m talking about without first getting educated as well as consulting with a trained and licensed professional. While I firmly believe that what I’m going to tell you is a great strategy forAccidents happen. Medical malpractice, while difficult to accept, happens. These are just a couple of instances where forces beyond your control can turn your life upside down and change it forever. Unfortunately, it happens every day. Now, it may be that you can't control these occurrences, but there is a legal system in place that can help you lessen the burden of these events in the coming years. If you are the victim of someone else's negligence, get a qualified attorney and go to court. The result should be a "Structured Settlement" that will pay you on a defined schedule over the course of the agreement.This structured settlement comes in the form
Internet Marketing Strategies For Beginners
Today I want to talk about just how you start in the internet marketing arena. If you have been involved in even one program you know that once you sign-up for a program or start preparing to launch your own, the first question is “How Do I promote my Site?” This is where I made my first mistake. I got caught in the affiliate loop. I signed up for the first sure thing “Traffic Exchanges.” Traffic Exchanges are basically where you advertise your site for FREE and then you surf through other sites to earn credits. Every time your site is displayed, credits are deducted from your account. Do they work? There are some good ones, but you have to be very selective. Remem
s consulting with a trained and licensed professional. While I firmly believe that what I’m going to tell you is a great strategy for increasing wealth, there’s also no one strategy that is right for every person since we all have different goals which require different plans of action. Also, it would be very easy for a dishonest or unskilled financial advisor (loan officer, CPA, financial planner, etc.) to take advantage of you or mistakenly put you into a product that costs you time and money instead of helping you to become financially independent.Today I want to talk about just how you start in the internet marketing arena. If you have been involved in even one program you know that once you sign-up for a program or start preparing to launch your own, the first question is “How Do I promote my Site?” This is where I made my first mistake. I got caught in the affiliate loop. I signed up for the first sure thing “Traffic Exchanges.” Traffic Exchanges are basically where you advertise your site for FREE and then you surf through other sites to earn credits. Every time your site is displayed, credits are deducted from your account. Do they work? There are some good ones, but you have to be very selective. Remem
Before we start talking about liberating your equity and investing, let’s make sure you have your fin
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