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    Medicaid and Funeral Arrangements
    Health care costs have risen dramatically over the past decade, often at a rate two or three times that of inflation. After working an entire lifetime, many people are devastated by their health care costs upon retirement. A significant number of people need to live in nursing homes, the cost of which quickly drains an individual’s assets. Medicaid will assist with health care costs for people over 65; but to qualify for Medicaid people often spend their life savings and assets. However, with proper planning, you can ensure that your financial legacy st
    power within itself to do anything to you. It’s whether you choose to believe it or not that’s important. Is it true? If it’s true (and it rarely is) can we do something about it so that it will no longer be true? If it’s not true, we need to take the next step.

    The third step is to replace it with a corresponding, specific positive thought. Negative thoughts are usually general in nature – thoughts like, “I’m no good.” “I could never do that.” and, “I always fail at whatever I do.” Words like always and never are overgeneralizations that usually make the negative statement false.

    The key in the replacement process is to make the positive statement specific. This lodges in the

    Stepping Into the Role
    The I’s are dotted, the T’s are crossed, the papers are signed. You are a proud, new owner of a promising franchise! You are completely exhilarated about this new opportunity, finding yourself passionate about your work…perhaps for the first time in your life. You look at yourself differently. You carry yourself differently. Your perspective is beginning to change as you take on the responsibilities of making a franchise work, and work well. You are up for the challenge, and everything about you shows it. And when you realize that you’ve arrived at this
    Most people in their 20’s will experience a down season at some point. Call it what you will, the blues, depression, or a lack of motivation, many go through it. It’s a confusing time. How do you cure the twentysomething blues? This series of articles has been tackling that very question.

    A series of changes can be made that will work the blues out of us and get us back on the winning side. Change is often perceived as something that is hard to accomplish, but it doesn’t have to be if we break it down into small, easily doable tasks. Change actually happens on many different levels: the environmental level, the behavioral level, the capability level, the belief level, and the identity level. Think of these levels as five concentric circles. Change happens most easily at the outermost circle, the environmental level, and demands a bit more effort as we move toward the core, the identity level. In this article, the fourth in our series, we are dealing with the level of belief.

    Our belief system is what forms the world inside our head and determines how we react to the world around us. Beliefs are either empowering or disempowering. Because of this it is very important that we pay attention to the care and feeding of our beliefs. Most of our beliefs we get from others around us. Our parents, siblings, classmates, and coworkers help form our beliefs. Most importantly, we continue to modify them as time goes on.

    We live in a world that is constantly trying to put us down. We are told repeatedly what we can and can’t do. Many of these limitations form beliefs in our mind about our capabilities. Society as a whole tries to get us to conform to a certain pattern and that pattern can be very limiting.

    Do you ever find yourself wrapped up in some negative thought? This often generates the blues. Negative thinking and self-doubt is so common at this stage of life. What we need are some strategies to help us out of our negative thinking and on to something a bit more positive. There are three steps we can take.

    First, we need to become aware of just how deep the problem is. Many of us walk around all day long without realizing that we are constantly reciting some negative mantra in our head. These become self-limiting beliefs that disempower us. So, become aware of just what you are thinking during your day. Take note of the number of times and the kind of negative statements that you are making to yourself. Do you start in with it first thing in the morning? Does it only happen when you are around certain people, or doing certain things? Becoming aware of just how deep the problem is, is one third of the way toward changing this habit.

    The next step is to call it what it is, a negative thought. That’s all. It has no power within itself to do anything to you. It’s whether you choose to believe it or not that’s important. Is it true? If it’s true (and it rarely is) can we do something about it so that it will no longer be true? If it’s not true, we need to take the next step.

    The third step is to replace it with a corresponding, specific positive thought. Negative thoughts are usually general in nature – thoughts like, “I’m no good.” “I could never do that.” and, “I always fail at whatever I do.” Words like always and never are overgeneralizations that usually make the negative statement false.

    The key in the replacement process is to make the positive statement specific. This lodges in the b

    Obesity, What's The 'Big' Deal
    Nowadays, so much of the public is obese (fat) that it is the “norm”. So much so, that we are starting to ignore this epidemic.Thankfully, the Surgeon General has issued a warning about the plague of obesity that has been considered to be as significant or moreso than the warning issued about the hazards of cigarette smoke.As long as you are carrying extra weight (beyond the acceptable upper limits of body fat), you increase your risks for a variety of health complaints. These complaints and risks include conditions such as diabetes,
    y level. Think of these levels as five concentric circles. Change happens most easily at the outermost circle, the environmental level, and demands a bit more effort as we move toward the core, the identity level. In this article, the fourth in our series, we are dealing with the level of belief.

    Our belief system is what forms the world inside our head and determines how we react to the world around us. Beliefs are either empowering or disempowering. Because of this it is very important that we pay attention to the care and feeding of our beliefs. Most of our beliefs we get from others around us. Our parents, siblings, classmates, and coworkers help form our beliefs. Most importantly, we continue to modify them as time goes on.

    We live in a world that is constantly trying to put us down. We are told repeatedly what we can and can’t do. Many of these limitations form beliefs in our mind about our capabilities. Society as a whole tries to get us to conform to a certain pattern and that pattern can be very limiting.

    Do you ever find yourself wrapped up in some negative thought? This often generates the blues. Negative thinking and self-doubt is so common at this stage of life. What we need are some strategies to help us out of our negative thinking and on to something a bit more positive. There are three steps we can take.

    First, we need to become aware of just how deep the problem is. Many of us walk around all day long without realizing that we are constantly reciting some negative mantra in our head. These become self-limiting beliefs that disempower us. So, become aware of just what you are thinking during your day. Take note of the number of times and the kind of negative statements that you are making to yourself. Do you start in with it first thing in the morning? Does it only happen when you are around certain people, or doing certain things? Becoming aware of just how deep the problem is, is one third of the way toward changing this habit.

    The next step is to call it what it is, a negative thought. That’s all. It has no power within itself to do anything to you. It’s whether you choose to believe it or not that’s important. Is it true? If it’s true (and it rarely is) can we do something about it so that it will no longer be true? If it’s not true, we need to take the next step.

    The third step is to replace it with a corresponding, specific positive thought. Negative thoughts are usually general in nature – thoughts like, “I’m no good.” “I could never do that.” and, “I always fail at whatever I do.” Words like always and never are overgeneralizations that usually make the negative statement false.

    The key in the replacement process is to make the positive statement specific. This lodges in the

    Hero's Journey: Character Arc and Characterization
    The Hero's Journey is the template upon which the cast majority of successful screenplays are built upon. Films as diverse as Gladiator (2000), Million Dollar Baby (2004), Raging Bull (1980) and Scarface (1983) were all constructed around the Hero's Journey Template.The Hero's Journey takes the character through the Character Arc.There are four significant stages of the Character Arc: overcoming the refusal, the transformation (road of trials), the rebirth through death and the apotheosis.Characterization differs from the Character Arc
    ly, we continue to modify them as time goes on.

    We live in a world that is constantly trying to put us down. We are told repeatedly what we can and can’t do. Many of these limitations form beliefs in our mind about our capabilities. Society as a whole tries to get us to conform to a certain pattern and that pattern can be very limiting.

    Do you ever find yourself wrapped up in some negative thought? This often generates the blues. Negative thinking and self-doubt is so common at this stage of life. What we need are some strategies to help us out of our negative thinking and on to something a bit more positive. There are three steps we can take.

    First, we need to become aware of just how deep the problem is. Many of us walk around all day long without realizing that we are constantly reciting some negative mantra in our head. These become self-limiting beliefs that disempower us. So, become aware of just what you are thinking during your day. Take note of the number of times and the kind of negative statements that you are making to yourself. Do you start in with it first thing in the morning? Does it only happen when you are around certain people, or doing certain things? Becoming aware of just how deep the problem is, is one third of the way toward changing this habit.

    The next step is to call it what it is, a negative thought. That’s all. It has no power within itself to do anything to you. It’s whether you choose to believe it or not that’s important. Is it true? If it’s true (and it rarely is) can we do something about it so that it will no longer be true? If it’s not true, we need to take the next step.

    The third step is to replace it with a corresponding, specific positive thought. Negative thoughts are usually general in nature – thoughts like, “I’m no good.” “I could never do that.” and, “I always fail at whatever I do.” Words like always and never are overgeneralizations that usually make the negative statement false.

    The key in the replacement process is to make the positive statement specific. This lodges in the

    Some Tips To Help Your Children Get A Good Night's Sleep
    Everyone knows that for adults it is very important to get a good night's sleep in order to be a fully functioning, healthy individual, and it is no different for children. It's a well documented fact that kids who get a full, restful sleep at night are able to better complete the tasks they need to when they are awake during the day. And it has been shown, not surprisingly, that the children who have problems sleeping are the children who are more likely to get into trouble and develop a bad set of behavioral issues such as antisocial behavior and depress
    re of just how deep the problem is. Many of us walk around all day long without realizing that we are constantly reciting some negative mantra in our head. These become self-limiting beliefs that disempower us. So, become aware of just what you are thinking during your day. Take note of the number of times and the kind of negative statements that you are making to yourself. Do you start in with it first thing in the morning? Does it only happen when you are around certain people, or doing certain things? Becoming aware of just how deep the problem is, is one third of the way toward changing this habit.

    The next step is to call it what it is, a negative thought. That’s all. It has no power within itself to do anything to you. It’s whether you choose to believe it or not that’s important. Is it true? If it’s true (and it rarely is) can we do something about it so that it will no longer be true? If it’s not true, we need to take the next step.

    The third step is to replace it with a corresponding, specific positive thought. Negative thoughts are usually general in nature – thoughts like, “I’m no good.” “I could never do that.” and, “I always fail at whatever I do.” Words like always and never are overgeneralizations that usually make the negative statement false.

    The key in the replacement process is to make the positive statement specific. This lodges in the

    Why Gold Is The Asset Class You Should Hang On To
    Hang On To GoldGold has become a popular investment of late but don't let that deter you from buying or hanging on to it now. Usually when the broadsheets are covering a particular sector or asset, it's time to get out, but logic suggests it's still a good idea to hold onto gold in 2007.Demand Likely To IncreaseIndia gets its first ETF traded fund in March 2007 and it leads the world in its affection for physical gold. To give you an idea of the numbers, India own more then fourteen thousand tonnes of rings and bracelets. This makes up
    power within itself to do anything to you. It’s whether you choose to believe it or not that’s important. Is it true? If it’s true (and it rarely is) can we do something about it so that it will no longer be true? If it’s not true, we need to take the next step.

    The third step is to replace it with a corresponding, specific positive thought. Negative thoughts are usually general in nature – thoughts like, “I’m no good.” “I could never do that.” and, “I always fail at whatever I do.” Words like always and never are overgeneralizations that usually make the negative statement false.

    The key in the replacement process is to make the positive statement specific. This lodges in the brain better and longer than a general positive statement. So instead of replacing “I’m no good,” with “I’m good,” replace it with a specific like, “I’m really good at making new friends.” As long as the positive statement is true (we don’t want to lie to ourselves) this will attach itself to our thinking much more quickly than some other generalization.

    Do this with each negative thought you identify throughout your day. Write down the corresponding, specific positive thought. If you do this for a week you will end up with a list of positive affirmations about who you are and what you are capable of. Say them to yourself out loud each morning, noon, and night. Within days of this practice these statements will become part of your belief system and get you moving on to the winning side of life.

    In our next article we will attempt an even deeper level of change, change at the level of our identity. I’ll show you a powerful technique that, when applied, can actually change who we are.

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