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Construction Estimating Form Makes Bidding Easier
All construction contractors and construction estimators use an estimating form. These forms contain all the necessary information to provide an accurate estimate. With an estimating form, there will be no forgotten information. All the information that is needed to provide an estimate is right in front of you, all you have to do is fill in all of the information. A complete estimating for should contain the following information;· Unit cost of materials · Amount of estimates · Square and cubic foot estimates · Unit price of estimates · Assembly estimatesThis information will assist you in putting a bid together to send to general contractors who will consider your services if your bid is within their budget. A bid form is another form that all construction contractors should have readily available. Often times, if the General contractor is interested in your bid, he or she will send you a contract form from their office for you to fill out. You will still use your bid or proposal for the numbers, however it will be transferred to the General Contractors letterhead. Standard operating procedure states that the following information be included on your proposal;· Your company name, address, telephone number · Contractor license number including expiration date · Cu

rs are not employees but self-employed business people, there are fewer laws to consider. For example, the independent contractors are not covered (at least only to a very limited extent if at all) by the following laws:

· Minimum wage laws (in some states certain jobs do have a minimum pay rate).
· Race, national origin, color, religion, gender, etc. laws.
· The right to form or promote a union.
· Family leave time.

In states where permitted, employees can sue for wrongful termination, but such laws only protect independent contractors if a contract was breached and that breach can be proven.

Why Wouldn’t You Want to Hire an Independent Contractor

It sounds as if it is the best of all possible words to use indepe

Ideal or Real Food Cost in the Restaurant Business
Most culinary schools today are still teaching their students how to compute the wrong food cost. Granted the math is right, but the dollars involved are hurting the bottom line of our restaurants. The problem arises from the separation of percentage points and dollars.Banks Use Dollars, not Percentage Points One thing I am quite sure of is that banks do not accept percentage points as deposits, believe me I’ve tried! For some reason the teller just looked at me dumbfounded then just started chuckling. Matter of fact she had so much fun with it she showed the teller next to her who responded in much the same manor. I didn’t find the humor in it since I had bills to pay, product to buy, and employees wanting their cash too. To rectify the situation I cowered to the pressure and made out a revised deposit slip using their required dollar standard.So if you can’t deposit percentage points why do most restaurants use this as their key focus goal? Shouldn’t the establishments focus on dollars instead? Your darn right they should.A Higher Food Cost Doesn’t Mean Theft or Waste It’s the end of your period and the accountant just brought in the p&l. A quick scan shows your food cost is 35%. What! The first thought that runs through most operators and managers minds

There are many pros and cons that must be considered by those thinking of hiring independent contractors, and if those are not factored into the hiring decision, there may well be legal consequences. Of course, it is always wise to go over your plans with your attorney, so this article is not to be construed as legal advice but rather some business alerts that need to be considered before making a decision.

Of course, the first thing to do is to consider the job that is to be done, the duration of the assignment, the pros and cons of choosing a permanent employee and the pros and cons of hiring an independent contractor. Then, you need to make certain that your classification decision will hold up if it is challenged by either your state’s or the federal auditors.

Why Would You Want to Hire an Independent Contractor?

The reason that drives most companies to decide to hire independent contractors is a simple one – money. There is no doubt that there is a definite financial advantage, and in most cases, the company does save money for a wide variety of reasons. Let’s consider some of the expenses that are almost always incurred when a regular employee holds a position.

· There is the 7.6% of the employee’s total pay that will be your share of the Social Security
and Medicare taxes. Obviously, this cost is one that cannot be avoided. · There is also state unemployment compensation insurance to cover, and that amount will vary from state to state. But, it must be considered and cannot be avoided.
· There is also worker’s compensation insurance to be paid.
· If you provide health benefits, then that figure must be identified and factored into your analysis.
· Retirement is another cost that is often ignored when the hiring analysis is being done, but if retirement is offered in one form or another, it must also be considered and added into the equation.

Actually, those who have researched compensation, tell us that in most companies the compensation package often equals 33 1/3%+ of the annual salary of a given employee. This figure must also be added to your payroll cost.

Flexibility Is A Major Factor

There are a number of reasons why employers want the flexibility that staffing with independent contractors can give them::

· Seasonal work patterns.
· Fluctuating workloads for various reasons.
· Specific tasks that need to be accomplished but not on an ongoing basis.
· Freedom from legal problems if it is necessary to let the worker go.
· Workforce expansion and contraction as needed or wanted.
· Specialized skills provide greater flexibility and also immediate productivity.
· Reduction in training time and related costs.

Fewer “Rights” Issues

Independent Contractors do have protection under some laws, but the rights guaranteed to the employee are far greater in number and can result in numerous legal claims that are both monetarily costly and time drains. Because Independent Contractors are not employees but self-employed business people, there are fewer laws to consider. For example, the independent contractors are not covered (at least only to a very limited extent if at all) by the following laws:

In states where permitted, employees can sue for wrongful termination, but such laws only protect independent contractors if a contract was breached and that breach can be proven.

Why Wouldn’t You Want to Hire an Independent Contractor

It sounds as if it is the best of all possible words to use indepen

Business Intelligence in Healthcare
The main goal of each Healthcare Institution in a highly controlled & competitive environment, is to reduce operating costs while maintaining a consistently acceptable level of patient treatment. Reduce operating costs at all levels:Cost of healthcare Professionals Cost of lab equipment & consumablesCost of pharmaceuticals / medical material Cost of a treatment per Diagnosis related grouping (DRG)Cost per type of medical intervention (e.g. specific medical operation)On the other hand, an acceptable level of patient treatment involves: Evidence based medicine, accurate diagnosis and efficient treatmentOn time admittance in the Hospital and healthcare treatment Treatment with respect for the Patient- analysis of optionsReduction of risks during treatment (e.g. related to the use of medicine, biomedical equipment, blood transfusions) Capture of medical history of the patient in order to support evidence based medicineMoreover, goals of each Healthcare Institution are: Reduction of medical errors and exposure of the patient to medical hazards (e.g. inappropriate levels of radiation)Support medical research with patient & treatment dataParticipate and support a larger

e federal auditors.

Why Would You Want to Hire an Independent Contractor?

Flexibility Is A Major Factor

There are a number of reasons why employers want the flexibility that staffing with independent contractors can give them::

Fewer “Rights” Issues

In states where permitted, employees can sue for wrongful termination, but such laws only protect independent contractors if a contract was breached and that breach can be proven.

Why Wouldn’t You Want to Hire an Independent Contractor

It sounds as if it is the best of all possible words to use indepe

Is It Bad To Be Rich?
Is it bad that we secretly wish we were wealthy?Do you often dream about not having to rely on other people for your financial well being?Yet, as much as we secretly dream of being rich and even the wealthy lifestyle, we are often confused by our motivation for such good fortune.I'm sure you'll agree, wealth for pure wealth sake can be perceived as greed and that's one of the most negative words of the 20th centuries.The very thought that greed is behind the motivation to seek your own personal fortune is enough to sabotage any lifeplan you have the potential to put in place toward achieving financial freedom.In fact, it is just this confusion that limits many from ever achieving true wealth. The impact of not living up to your true potential can be felt across your professional, financial and social life.WHAT ARE YOUR REAL REASONS FOR WANTING WEALTHThere are many reasons people are not able to achieve the true wealth they dream about, but the biggest is self-limiting.By failing to understand the true reasons behind our desire to become wealthy (both the good and the frivolous), we place powerful, yet invisible limitations on our ability to achieve great things.No matter where you are in your life, career or business, take 60-minutes and write out all

dered and cannot be avoided.
· There is also worker’s compensation insurance to be paid.
· If you provide health benefits, then that figure must be identified and factored into your analysis.
· Retirement is another cost that is often ignored when the hiring analysis is being done, but if retirement is offered in one form or another, it must also be considered and added into the equation.

Flexibility Is A Major Factor

There are a number of reasons why employers want the flexibility that staffing with independent contractors can give them::

Fewer “Rights” Issues

In states where permitted, employees can sue for wrongful termination, but such laws only protect independent contractors if a contract was breached and that breach can be proven.

Why Wouldn’t You Want to Hire an Independent Contractor

It sounds as if it is the best of all possible words to use indepe

5 Compelling Reasons to Learn to Shop Online-Today!
It seems as if everybody else is doing it – shopping online, that is. There’s the co-worker who bought all their Christmas gifts online without ever setting foot in the crowded local mall. Or the friend who won a bundle of like-new, brand-name baby clothes on eBay. Or your son’s college roommate, who paid hundreds of dollars less than your son did for his college textbooks, simply because he ordered them online rather than from the University bookstore.If you've been meaning to learn to shop online - whether at an online retailer like Amazon.com or an auction site such as eBay - it's time to quit procrastinating, conquer your fear and dive into the waters of cyberspace. You're not only missing out on good deals, convenience, and worldwide product selection, you're actually losing money.1) Good deals: With the growing popularity of price-comparison websites, it’s easier than ever to find a low price on a product you want. I just typed “iPod Nano 8GB MP3 player” into one of these specialized search engines, and got 33 results with prices ranging from $229.99 to $292.75 – that’s a $62.76 price difference. The search engine also listed available rebates and factored in shipping costs.2) Convenience:Not much explanation needed here – you c

independent contractors can give them::

Fewer “Rights” Issues

In states where permitted, employees can sue for wrongful termination, but such laws only protect independent contractors if a contract was breached and that breach can be proven.

Why Wouldn’t You Want to Hire an Independent Contractor

It sounds as if it is the best of all possible words to use indepe

Injection Molding Machines
The injection molding process was invented in 1872. Since then, the injection molding business and the plastic industry has ballooned into a multi billion dollar business venture. In fact, thirty two percent of plastics by weight are processed through injection molding. Injection molding has greatly helped in making the US economy boom because through it, cheap and durable consumer and industrial items essential to almost all industries is made possible.Components of the injection molding machineThe injection molding machine converts granular or pelleted raw plastic into final molded parts through the use of a melt, inject, pack and cool cycle for thermoplastics.A basic injection molding machine is typically composed of the following: injection system, hydraulic system, mold system, clamping system and control system. The clamping tonnage and shot size are both used in identifying the dimensions of the injection molding machine for thermoplastics, which is the main factor in the whole process. Other consideration include rate of injection, pressure, design of screw, thickness of the mold and distance between tie bars.Functions of the machineThe injection molding machine can be classified into three categories, namely: general purpose machines, precision/tight-tolerance machines

In states where permitted, employees can sue for wrongful termination, but such laws only protect independent contractors if a contract was breached and that breach can be proven.

Why Wouldn’t You Want to Hire an Independent Contractor

It sounds as if it is the best of all possible words to use independent contractors instead of employees, but you need to look at the other side of the coin to be sure that is true for you and your company. Let’s consider some of elements that must be factored into your final decision.

Independence Is a Key Reason People Become Independent Contractors

Independent contractors see themselves as independent business owners, and they are. You cannot oversee their work nor dictate the approaches they use in the same way you would for an employee. Let’s look at some of those differences:

· They, not you, decide the best way to operate and perform. If you do interfere in the process, you may well have the IRS deciding that you have an employer-employee relationship with the person. Of course, that means that all of the costs outlined above are now going to be incurred for this individual or these individuals. (One of the major companies in the Silicon Valley learned this to their horror when they identified their trainers as independent contractors but required that corporate training materials be used, that the trainers maintain a given work schedule, and provided them with offices, phones, etc. The IRS stepped in and disallowed several years’ worth of deductions).

· When you enter into a contract with an independent contractor, that contract is binding on both the contractor and your company unless one or the other party violates its terms. Although you may well have a right to fire an employee, such is not the case with an independent contractor unless he/she violates the contract.

· Although you can reassess assignments, and the employee’s assignments can shift and change, you do not have that option when dealing with an independent contractor whose services are outlined and limited by the terms of the written agreement. If you decide you want other duties performed and fire the independent contractor when those duties are not performed, you may well be liable for damages.

Medical Coverage

Unless you carry a very unusual policy, it is highly unlikely that an independent contractor would be covered on your policy, yet workers’ compensation coverage would take care of any employee who is injured on the job. Of course, in return for that coverage, the employee gives up his/her right to sue you for any injuries incurred. Such is not the case with independent contractors who can sue for damages if they are injured on the job because of your carelessness. (Years ago my company was sued when the independent contractor claimed that due to our carelessness, furniture had been placed in her way causing her to fall and injure her back. Since no one was present when she fell, we were found guilty and made to pay ongoing medical expenses until we learned that the employee had been practicing this ploy for a number of years. We were released from liability. However, we were out thousands of dollars before it was over, there was no insurance coverage, and the cost of suing her for the monies was greater than the loss. We the

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The greatest benefits of them all is that you finally can take charge of your life. This means that you can do whatever you want to do, whenever you want do it, and you don't have to worry about anyone dictating what do!

Year-end often means the annual performance review dance is about to begin. Our suggestion - don't do them at all if you're only doing once a year! Performance reviews need to be ongoing to be most effective for you and your employees.

If you actively work a lot of joint venture deals, or are planning to do joint ventures in the future, then it's just a matter of time before someone tries to cheat you out of money one way or another. But, there is a way to almost completely avoid getting cheated out of money with a joint venture partner that is actually pretty simple. So simple, almost nobody I know does this, and yet, it will help you sleep like a baby at night knowing you have your bases covered.

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