be generous, Old Saint Nick is watching!

Go all out. Indulge, gift yourself.

Just make sure you remember to treat the significant others in your life also; no need to be a Scrooge just because we're putting ourselves first for a change. It always makes my Christmas just a little bit nicer.

If you don't treat yourself -- try it -- you might be pleasantly surprised by how satisfying it can be. Go ahead, you deserve

At this time of the year we worry so much about pleasing those around us: family, friends, colleagues and loved ones. In fact, most of us go out of our way to be extra nice and try real hard to find that perfect gift for everyone, but many times we forget to treat the person that matters most -- ourselves!

It's the season of giving, why not start with yourself? Don't be fooled by all that 'it's better to give than receive' humbug. Better yet, why not give that old expression a one-two knockout punch by giving yourself a gift. Treat yourself and be on both ends of the gift equation.

Don't know about you, but if I have had a good prosperous year, I always treat myself with something I probably wouldn't normally buy or do. After all, what's the point of all that hard earned money if you can't spend it on yourself, once in a while.

Honestly, take a hard look, can you really trust the people around you to buy you that special gift, something that only you would think of and have been dreaming of buying for a long time. Of course, if you have an accommodating loved one, you can just tell them what you want, that usually works but not always. More times than not, you will end up disappointed again this year.

So why not treat yourself first this Christmas. Be a little selfish, it's a only a sin and not a major crime. Besides, Dr. Phil is not looking so you just may get away with it!

Go ahead and treat yourself to something special.

You have earned it, that's what I always say to myself. It may be something small or something big. It may be something cheap or it may be something expensive. It may just be an extra long walk in the park... anything, something -- just treat yourself. But be generous, Old Saint Nick is watching!

Go all out. Indulge, gift yourself.

Just make sure you remember to treat the significant others in your life also; no need to be a Scrooge just because we're putting ourselves first for a change. It always makes my Christmas just a little bit nicer.

If you don't treat yourself -- try it -- you might be pleasantly surprised by how satisfying it can be. Go ahead, you deserve

umbug. Better yet, why not give that old expression a one-two knockout punch by giving yourself a gift. Treat yourself and be on both ends of the gift equation.

Don't know about you, but if I have had a good prosperous year, I always treat myself with something I probably wouldn't normally buy or do. After all, what's the point of all that hard earned money if you can't spend it on yourself, once in a while.

Honestly, take a hard look, can you really trust the people around you to buy you that special gift, something that only you would think of and have been dreaming of buying for a long time. Of course, if you have an accommodating loved one, you can just tell them what you want, that usually works but not always. More times than not, you will end up disappointed again this year.

So why not treat yourself first this Christmas. Be a little selfish, it's a only a sin and not a major crime. Besides, Dr. Phil is not looking so you just may get away with it!

Go ahead and treat yourself to something special.

You have earned it, that's what I always say to myself. It may be something small or something big. It may be something cheap or it may be something expensive. It may just be an extra long walk in the park... anything, something -- just treat yourself. But be generous, Old Saint Nick is watching!

Go all out. Indulge, gift yourself.

Just make sure you remember to treat the significant others in your life also; no need to be a Scrooge just because we're putting ourselves first for a change. It always makes my Christmas just a little bit nicer.

If you don't treat yourself -- try it -- you might be pleasantly surprised by how satisfying it can be. Go ahead, you deserve

ke a hard look, can you really trust the people around you to buy you that special gift, something that only you would think of and have been dreaming of buying for a long time. Of course, if you have an accommodating loved one, you can just tell them what you want, that usually works but not always. More times than not, you will end up disappointed again this year.

So why not treat yourself first this Christmas. Be a little selfish, it's a only a sin and not a major crime. Besides, Dr. Phil is not looking so you just may get away with it!

Go ahead and treat yourself to something special.

You have earned it, that's what I always say to myself. It may be something small or something big. It may be something cheap or it may be something expensive. It may just be an extra long walk in the park... anything, something -- just treat yourself. But be generous, Old Saint Nick is watching!

Go all out. Indulge, gift yourself.

Just make sure you remember to treat the significant others in your life also; no need to be a Scrooge just because we're putting ourselves first for a change. It always makes my Christmas just a little bit nicer.

If you don't treat yourself -- try it -- you might be pleasantly surprised by how satisfying it can be. Go ahead, you deserve

selfish, it's a only a sin and not a major crime. Besides, Dr. Phil is not looking so you just may get away with it!

Go ahead and treat yourself to something special.

You have earned it, that's what I always say to myself. It may be something small or something big. It may be something cheap or it may be something expensive. It may just be an extra long walk in the park... anything, something -- just treat yourself. But be generous, Old Saint Nick is watching!

Go all out. Indulge, gift yourself.

Just make sure you remember to treat the significant others in your life also; no need to be a Scrooge just because we're putting ourselves first for a change. It always makes my Christmas just a little bit nicer.

If you don't treat yourself -- try it -- you might be pleasantly surprised by how satisfying it can be. Go ahead, you deserve

be generous, Old Saint Nick is watching!

Go all out. Indulge, gift yourself.

Just make sure you remember to treat the significant others in your life also; no need to be a Scrooge just because we're putting ourselves first for a change. It always makes my Christmas just a little bit nicer.

If you don't treat yourself -- try it -- you might be pleasantly surprised by how satisfying it can be. Go ahead, you deserve it. Treat yourself. Give yourself something special this Christmas and that way you won't be disappointed with your gift or gifts.

Surprises are best reserved for wide-eyed children on Christmas Day, its their special day and rightly so, but that doesn't mean you can't make sure you enjoy it too.

Remember to treat yourself this Christmas.

Besides, who are you counting on? Santa?